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Según la afamada revista FORBES que nos deja la lista de los millonarios más millonarios del mundo mundial el hombre más rico de Asia con una fortuna que ronda los 32 mil millones de dólares, que en Euros serían unos 28,590,534,327.32 (dejadlo en casi 29 mil millones de euros)

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El día de hoy Li Ka- Shing nos comparte su metodología que lo ha llevado a estar donde está invirtiendo su salario de una manera planificada para lograr comprar casa, carro y más en un promedio de 4 a 5 años… (como mola!)

 

Haz de cuenta que tienes un salario men­sual de 320 euros (el monto es indifer­ente), el cual es tu sus­tento y uti­lizas para vivir a tu man­era. Ahora bien, a par­tir de este instante, cada pago que recibirás será redis­tribuido e inver­tido en cinco fon­dos que se dis­crim­i­nan a continuación:

  • Fondo · 1: 90 euros [30%]
  • Fondo · 2: 65 euros [20%]
  • Fondo · 3: 50 euros [15%]
  • Fondo · 4: 35 euros [10%]
  • Fondo · 5: 80 euros [25%]

Fondo #1 /// 90€ para gas­tos de manutención

5-euros-al-dia-1-400x283

Este primer fondo debe ser uti­lizado para sub­si­s­tir. La real­i­dad es que será una forma bas­tante sen­cilla de vivir donde solo puedes gas­tar menos de 5 euros cada día. Por ejemplo:

  • Un desayuno diario com­puesto por cereal, un huevo y un vaso de leche.
  • Para almorzar puedes tener algo sen­cillo, acom­páñalo de un snack y una fruta.
  • Final­mente para la comida, ve a tu cocina y prepara tus pro­pios ali­men­tos, los cuales pueden ser algunos veg­e­tales, pro­teína y harinas.

Men­su­al­mente tu ali­mentación debe costar entre 80 y 95 euros; no te pre­ocu­pes, siendo joven, tu cuerpo no tendrá ningún prob­lema con este tipo de ali­mentación por algún tiempo.

Fondo #2 ///  65 € para hacer amigos

amigos-dia_del_amigo-getty_MUJIMA20120716_0011_31-515x259

Este fondo será uti­lizado bási­ca­mente para hacer ami­gos y ampliar tu cír­culo de amis­tades y cono­ci­dos. Sep­ara entre 20 y 25 euros para pagar tu plan móvil, el resto del dinero debes inver­tirlo para invi­tar a dos ami­gos a cenar cada mes.

¿A quién debes invi­tar a cenar? Siem­pre recuerda invi­tar a per­sonas que sean más inteligentes que tú, que sean más ricos que tú o que te hayan ayu­dado en tu car­rera. Asegúrate de hacer esto cada mes, con seguri­dad que luego de un año tu cir­culo de ami­gos habrá gen­er­ado un inmenso valor para ti. Tu rep­utación, influ­en­cia y valor agre­gado serán clara­mente recono­ci­dos, además, estarás proyectando una ima­gen de generosidad.

Fondo #3 /// 50€ para aprender

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Men­su­al­mente debes inver­tir entre 10 y 20 euros en libros. Sí, libros. Sé con­sciente que no tienes mucho dinero y que debes inver­tir en tu apren­dizaje. Cuando com­pres un libro, léelo con aten­ción y aprende todas las estrate­gias que están siendo com­par­tidas con­tigo a través de estas páginas.

Cada libro que pase por tus manos agré­galo a tu lenguaje para nar­rar alguna his­to­ria, no olvides que com­par­tir con otros tus expe­ri­en­cias y conocimien­tos puede mejo­rar tu cred­i­bil­i­dad y afinidad. El resto de dinero inviértelo en algún curso de entre­namiento, capac­itación, mejo­ramiento, de lo que sea…a medida que vayas ganando más dinero o ten­gas lo sufi­cien­te­mente ahor­rado, par­tic­ipa en cur­sos mucho más avan­za­dos. Cada vez que par­tic­i­pas en cur­sos de alto rendimiento, no solo estás adquiriendo nuevos conocimien­tos sino que estás rela­cionán­dote con per­sonas que com­parten tus ideas y que no serían tan fáciles de acceder de algún otro modo.

Fondo #4 /// 35 € para via­jar al extranjero

Poema-viajar

Prémi­ate con un viaje al extran­jero una vez al año, esto te per­mi­tirá seguir cre­ciendo en tu expe­ri­en­cia de vida, y por favor, qué­date en hostales y ahorra dinero. En pocos años habrás recor­rido una gran can­ti­dad de países y adquirido nuevos conocimien­tos y sabiduría, la cual podrás uti­lizar para man­ten­erte enfo­cado y sen­tir pasión por tu trabajo.

Fondo #5 /// 80€ para invertir

exito-en-los-negocios

Invierte. Ahorra 80 euros en tu cuenta ban­caria y haz­los cre­cer como si fuera el cap­i­tal para tu primer idea de nego­cio. Invierte tu dinero en nego­cios pequeños es una buena opción ya que estos son los más seguros; visita por ejem­plo tien­das may­oris­tas y mira qué puedes vender, si pierdes dinero no habrán per­di­das con­sid­er­ables. Sin embargo, si logras generar util­i­dades esto aumen­tará tu con­fi­anza y coraje para seguir empren­di­endo con la expe­ri­en­cia nece­saria para ges­tionar tu pro­pio negó­cio.

Si puedes ahor­rar y ganar más, podrás inver­tir en activos y planes de largo plazo que te brindarán una seguri­dad para ti y para tus alle­ga­dos. Así que, inde­pen­di­en­te­mente de lo suceda con tu tra­bajo, siem­pre ten­drás unos fon­dos sufi­cientes para ase­gu­rar que tu cal­i­dad de vida no se vea afectada.

Ahora, si luego de luchar durante un año sigues ganando los mis­mos 320 euros men­su­ales esto sig­nifica que no has cre­cido para nada como per­sona, como pro­fe­sional y mucho menos como emprende­dor, algo que debería avergonzarte.

Si tu salario incre­mentó a 480 euros [50%] deberás seguir tra­ba­jando duro, esto implica con­seguir un tra­bajo de medio tiempo, preferi­ble­mente rela­cionado con las ven­tas. Vender es todo un reto, pero es la forma más fácil y ráp­ida de adquirir la sabiduría y expe­ri­en­cia de venderte a ti mismo, habil­i­dad indis­pens­able para tu vida, y más si decides emprender.

Todos los emprende­dores deben ser vende­dores. Estos deben tener la habil­i­dad de vender sus sueños, ideas y visiones.Con seguri­dad encon­trarás per­sonas en tu vida que vale la pena tener a tu lado, a ellos debes vender tu visión del mundo.

Trata de com­prar ropa y zap­atos que sean baratos; ya ten­drás dinero y tiempo para com­prar abso­lu­ta­mente todos cuando seas rico. Ahorra dinero y cóm­prale un regalo a las per­sonas que amas, cuén­tales tus metas financieras y los planes que tienes; háblales de tus sueños, de tu con­vic­ción y sacrificios.

 

Todos nece­si­ta­mos ayuda, inclu­i­dos las per­sonas de nego­cios, así que ofrécete y ayuda con alguna opor­tu­nidad que se pre­sente, esto no solo te hará mejor per­sona sino que incre­men­tará tus habil­i­dades y conocimientos.

Para el sigu­iente año tu salario debe estar en 800 euros y como mín­imo en 480 euros, si no lo está no podrás com­pe­tir ni siquiera con la inflación.

 

Desde Estilo BCN lo intentaremos y contarnos vuestras experiencias, ya nos veremos en un yate!… o dos!!

 

Para EstiloBCN: Oscar Lari

Diseñador y Periodista

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Conéctate al EstiloBCN y Síguenos en Facebook, Twitter, Google+ y Youtube.

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